HERE TO HELP
UK OMF are here to make things easier. Whether you’re familiar with the home buying process or not, the mortgage market is continuously changing and can be quite daunting. We can help you find the most suitable mortgage for your needs, and will take away much of the stress normally associated with buying a home.
Leading Finance Solutions
from UK OMF
Whether you're a first-time buyer or an experienced property investor, UK OMF can help you find the right mortgage solution for your needs. Contact us today to schedule a consultation and discuss your requirements with one of our experienced advisors. With UK OMF, you can turn your dream of homeownership into a reality.
Buying a home is one of the most exciting and important milestones in life, and for first-time buyers, it can also be one of the most overwhelming. At UK OMF, we understand that the process of buying a home can be a complex and a somewhat daunting process. That's why we offer a full range of mortgage services, including pre-approval, property search, and mortgage application processing.
Our experienced team of mortgage brokers will guide you through the entire process, scouring the market for the best product/s to suit your requirements. We have access to a large number of lenders (170+) and products and we also have access to semi exclusive products via our network.
The mortgage process can be broken done into 6 easy steps. The guide below explains what you should expect. Please note - the list is not exhaustive, but just to provide you with a general idea.
We also have a fully comprehensive purchase guide, which explains the process in more depth.
You can register with us to receive your free copy.
Stage 1
Financial Assessment
Review you ability to borrow with a UK OMF advisor
Obtain a Decision in Principle
Move to Stage 2
Stage 3
Mortgage Application
Full mortgage application submitted to the most suitable lender
Provide Supporting Documents to your advisor
Move to Stage 4
Stage 5
Exchange
Transfer of the Deposit via Solicitor
Exchange of contracts
Stamp Duty payments via Solicitor
Move to Stage 6
Stage 2
Let the search begin!
Register with agents and find your perfect property.
Make an offer.
Once offer accepted
Move to Stage 3
Stage 4
Valuation % Offer
Property Valuation and Instruction of Solicitors
Mortgage offer will be produced by lender
Move to Stage 5
Stage 6
Completion
Completion Date agreed
Completion. You are now a home owner!
Congratulations!!